NIACL AO Recruitment
New India Assurance Company Limited (NIACL) is India’s largest public-sector general insurance company that operates both in India and abroad. It keeps on releasing notifications for the recruitment of young Indian citizens to the posts of Administrative Officers (Generalist & Specialist) (AO - Scale I Cadre). Here we are going to discuss their recruitment exam related information like eligibility criteria, the application process, exam scheme and syllabus, selection process and other details.
The Disciplines for the post of Administrative Officers (AO) are as follows:
AO Company Secretary
AO Legal
AO Finance & Accounts
AO Generalists
- Candidates can apply for any one discipline only. Applications made for more than one discipline will render all applications of the candidate invalid.
Eligibility and Selection Criteria:
A. Nationality: A candidate must be a citizen of India or a subject of Nepal, or Bhutan, a Tibetan refugee (arrived in India before 1 January 1962), or a person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania, Zambia, Malawi, Zaire, Ethiopia and Vietnam with the intention of permanently settling in India.
B. Age: Ranges from 21 to 30 years. Relaxation in the upper age limit will be considered as follows:
| Sr. No. | Category | Age Relaxation |
|---|
| 1 | Scheduled Caste/Scheduled Tribe | 5 years |
| 2 | Other Backward Classes (Non creamy layer) | 3 years |
| 3 | Persons with Benchmark Disabilities as defined under “The Rights of Persons with Disabilities Act, 2016” | 10 years |
| 4 | Ex-servicemen including Commissioned Officers and ECOs/SSCOs who have rendered at least five years Military Service and have been released; (I) on completion of assignment otherwise than by way of dismissal or discharge on account of misconduct or inefficiency, or (II) on account of physical disability attributable to Military Service; or (III) on invalidment. The ECOs/SSCOs who have completed an initial period of assignment of five years of Military Service and whose assignment has been extended beyond five years and in whose case the Ministry of Defence issues a certificate that they can apply for civil employment and that they will be released on three months’ notice on selection from the date of receipt of an offer of appointment. | 5 years |
| 5 | Defence service personnel disabled in operation during the hostilities with any foreign country or in a disturbed area and released as a consequence thereof | 3 years |
| 6 | Persons ordinarily domiciled in the State of Jammu & Kashmir during the period 1.1.1980 to 31.12.1989 | 5 years |
| 7 | Existing Confirmed Employees of Public Sector General Insurance Companies (including GIC & Agriculture Insurance Company of India Ltd.) | 8 years |
C. Educational Qualification:
| Sr. No. | Disciplines | Minimum Qualification |
|---|
| I | Generalists | Graduation / Post Graduation in any discipline with minimum 60% (for general candidates) and minimum 55% marks (for SC/ ST/ PwBD candidates). |
| II | Company Secretary | ACS/FCS from ICSI and Graduation/Post-Graduation in any discipline with minimum 60% (55% for SC/ST/PwBD). |
| III | Legal | Graduate/Post-graduate in Law with min 60% (55% for SC/ST/PwBD) |
| IV | Finance & Accounts | Chartered Accountant (ICAI) and Graduation/Post Graduation in any discipline with minimum 60% (55% for SC/ST/PwBD) or Cost and Management Accountant (Institute of Cost Accountants of India, formerly known as ICWAI) and Graduation/Post Graduation in any discipline with minimum 60% (55% for SC/ ST/ PwBD) OR MBA Finance/ PGDM Finance * Minimum 60% (55% for SC/ ST/ PwBD) or minimum M.Com with 60% (55% for SC/ST/PwBD) |
Examination Scheme:
The selection of Administrative Officers (AOs) will be done through a three-tiered process.
Tier - I (Preliminary Examination): This tier consists of a Computer-based online objective test having three sections:
| Section | Papers | Maximum Marks | Time Duration |
|---|
| I | Reasoning Ability | 35 | 20 minutes |
| II | English Language | 30 | 20 minutes |
| III | Quantitative Aptitude | 35 | 20 minutes |
| Total | 100 | 60 minutes |
Tier - II (Main Examination): This tier consists of two computer-based online tests: objective test (200 marks) and descriptive test (30 marks). The timing of both the tests will be different and the descriptive tests will be conducted immediately after the completion of the objective test by typing on the computer.
(I) Objective Test:
For Generalists
| Paper | Paper Name | Maximum Marks | Time Duration |
|---|
| I | Reasoning | 50 | |
| II | English Language | 50 | |
| III | Quantitative Aptitude | 50 | |
| IV | General Awareness | 50 | |
| Total | 200 | 120 minutes |
For Specialists
| Paper | Paper Name | Maximum Marks | Time Duration |
|---|
| I | Reasoning | 40 | |
| II | English Language | 40 | |
| III | Quantitative Aptitude | 40 | |
| IV | General Awareness | 40 | |
| V | Technical & professional knowledge in the relevant discipline | 40 | |
| Total | 200 | 120 minutes |
(II) Descriptive Test: It will be a test of the English language (Letter writing - 10 marks and Essay - 20 marks).
- The medium of all the papers will be both English and Hindi except the English language section.
- The descriptive test will be of qualifying nature and a candidate will have to clear this test. But the marks of this test will not be considered for short-listing for an interview or final selection.
- A penalty will be levied for wrong answers marked in the objective test. For each question for which a wrong answer has been given by the candidate, one-fourth of the marks assigned to that question will be deducted as a penalty for arriving at the correct score. If a question is left blank, i.e., no answer is marked by the candidate, there will be no penalty for that question.
- A candidate will have to obtain a minimum score for each section of the objective test of Tier II separately for short-listing for descriptive test evaluation. Descriptive answer sheets will be evaluated in respect of only those candidates who qualify the objective test.
- Each candidate will have to obtain the minimum aggregate marks prescribed by the Company in the Objective Test (Main Examination) and qualify in the Descriptive Test for short-listing for the interview.
Tier - III (Interview): Candidates who qualify Tier - II (Main Examination) are shortlisted for interview. They will have to appear for the interview to be conducted by the company at the selected centres.
Merit lists:
The final merit list will be prepared in descending order of the consolidated marks obtained by the candidates in the Main Examination (Objective Test) and Interview. Candidates appearing in this final merit list will be considered for appointment.
Probation:
The candidates appointed in the officer cadre will have a probationary period of one year from the date of joining. Meanwhile, a candidate will need to successfully qualify the non-life licentiate examination conducted by the Insurance Institute of India. Only after qualifying the said examination will the candidate be eligible for confirmation of his/her services as Administrative Officer in the Company.
Guarantee Bond:
Candidates selected for an Administrative Officer (AO) will have to undertake to serve the organisation for a period of at least four years from the date of joining (including the period of probation). If he/she fails to do so, the candidate shall be liable to pay liquidated damages equivalent to one year’s gross salary paid to them during the year of probation, proportionately reduced depending on the length of service rendered. In addition, the candidates will have to submit a stamped bond duly executed by two sureties (not blood relatives) of good financial standing for an amount equivalent to one year’s gross salary.
Candidates resigning from the Company or whose services have been terminated by the Company during the period of probation shall be liable to pay an amount of 25,000/- in addition to the salary received during their entire service in the Company.
No lien/bond executed to retain a substantive position with the present employer shall be binding on the company and no leave salary or pension contribution shall be made.
Salaries:
The salary of a candidate appointed as Administrative Officer will be approximately ₹ 51,000/- per month in Metropolitan City including House Rent Allowance and City Compensatory Allowance. Other benefits like Pension, Gratuity, LTC, Medical Benefits, Group Personal Accident Insurance, etc., are also provided to selected candidates.
How to Apply Online for the NIACL AO (Generalist & Specialist) Scale I Cadre Exam?
The application process will be categorised into 2 stages:
A. Application Registration:
Before applying, a candidate must have
(i) scanned images of his/her recent passport size, coloured photograph, signature, left thumb impression and a handwritten declaration (in English and in blue or black ink on white paper).
The text for a handwritten declaration in English is as follows:
“I, __ (Name of candidate) __, hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.”
(ii) a valid and active personal email ID and mobile number. NIACL verifies these details by sharing the registration and password and can use it to send the call letters for the exam and interview.
Steps:
- Visit the Recruitment Section of the Company’s website: (https://www.newindia.co.in/portal/readMore/Recruitment)]
- Click on the “Apply Online” option which will open a new screen.
- Select the tab “Click here for new registration” and fill in the required information mentioned there correctly.
- Thereafter, a Provisional Registration Number and Password will be generated by the system and displayed on the screen. An email and SMS showing the Provisional Registration Number and Password will also be sent to the candidate.
- If the candidate is unable to complete the application form in one go, he/she can save the already entered data by selecting the “Save & Next” tab.
- Now login with Provisional Registration Number and Password (if the candidate has not completed the application form in one go) and fill the details carefully and click on ‘Verify your details’ and ‘Save & Next’ tabs.
- Now upload the scanned images of the photograph, signature, left thumb impression and a handwritten declaration.
- Then click on the ‘Preview Tab’ to preview and verify the entire application form. If any modification/correction is required, go to the edit option and make the necessary amendments.
- After ensuring that the photograph, signature and other details uploaded by you are correct, click on the ‘Final Submit’ tab to proceed to the next step.
B. Payment of fees:
- A candidate has to pay the application fee/intimation fee (non-refundable) online mode only through the Payment Gateway integrated with the Application Form.
- Payment can be made using Debit Card, Credit Card, Internet Banking, IMPS, or Cash Card/Mobile Wallet.
- On successful completion of the transaction, an e-receipt will be generated.
- After successful payment of the fee, a confirmation page will be generated for the candidate.
- A candidate is required to take a printout of the e-receipt and confirmation page which contains the details of the candidate and the fee paid while filling the application. They can use it for further recruitment processes in the future.
C. Issue of call letters and Examination:
- Candidates need to visit the Company’s website: (https://www.newindia.co.in/portal/readMore/Recruitment)]
- They can download their call letters for Computer-Based Tests (CBT) by giving details about (i) Registration Number, (ii) Password and (iii) Date of Birth.
- Candidates must affix a recent recognisable photograph on the printed call letter.
- Candidates will have to appear at the examination centre with (i) a call letter (ii) original photo identity proof issued by the Govt. Authorization and photocopy of the same photo identity proof which is brought in the original.
- A candidate will have to appear for the examination on the date given in the respective call letter/admit card at his own risk and expense.
Identity and Biometric Data Verification:
The organisation will capture and verify the biometric data and photograph of the candidate during the examination, interview and joining processes. In case of a mismatch of these data, the candidate may be denied or debarred from the recruitment processes. Hence the candidates are advised to take care of their identity while uploading the documents and giving fingerprints during the examination.
