IBPS CLERK
[
IBPS conducts a common recruitment process (CRP) every year for the recruitment of clerical cadre in public sector banks all over the country.
IBPS is conducting this exam for the 11th time this year and therefore named as IBPS Clerk CRP XI.
Here we are going to discuss exam information such as Exam Calendar, Eligibility Criteria, Exam Pattern and Syllabus, Selection Process and various details of the exam.
EXAM CALENDAR:
IBPS has issued the notification related to the clerk exam on its official website. For more details go through the following table:
| EXAM | IBPS SO EXAM DATE 2021 (tentative) |
|---|
| IBPS Clerk Notification 2021 | June 2021 |
| Apply online starts | July 2021 |
| IBPS Clerk admit card | August 2021 |
| IBPS Clerk preliminary examination | August 28, 29, 2021 September 4,5, 2021 |
| IBPS Clerk prelims result date | September 2021 |
| IBPS Clerk mains admit card | October 2021 |
| IBPS Clerk main exam | October 31, 2021 |
| IBPS Clerk final result | April 1, 2022 |
HOW TO APPLY ONLINE FOR IBPS Clerk?
Step 1: IBPS Clerk Registration
Visit the official website, https://ibps.in/
Click here to apply online for common recruitment process for clerks –XI ”
Click o then click on yellow tab “Click Here For New Registration”
Now enter your Name, Mobile Number, Email ID and Security pin in the registration form.
A registration number and password will be sent to you as SMS and email.
Step 2: Upload scanned documents
Login using registration number and password.
Upload scanned images of your passport size photograph, signature, thumb impression and handwritten declaration in prescribed specifications.
| Documents | Size | Pixels | Format |
|---|
| Photograph | 20-50 kb | 200-230 | jpg, jpeg |
| Signature | 10-20 kb | 140-160 | jpg, jpeg |
| Thumb Impression | 20-50 kb | 240-240 | jpg, jpeg |
| Handwritten Declaration | 50-100 kb | 800-400 | jpg, jpeg |
The text for the handwritten declaration is as follows - “I, ______ ( name of the candidate ), hereby declare that all the information submitted by me in the application form is correct, true,and valid. I will present the supporting documents as and when required.
Step 3: Fill IBPS Clerk application form
Candidates will have to enter their personal, communication, and educational qualification details.
They also have to indicate their category, state, bank, and exam center preference.
Step 4. Pay IBPS Clerk application fees
The application fees can be paid in online mode via Debit cards( RuPay/ Visa/ Master Card/ Maestro ), Credit cards, Internet Banking, IMPS, Cash Cards/ Mobile Wallets. The registration fees can vary depending on the category of candidate.
| Category | Application Fees |
|---|
| SC/ ST/PWD | Rs. 175 |
| General/ OBC/ EWS and Others | Rs. 850 |
ELIGIBILITY AND OTHER QUALIFICATIONS:
Candidates must ensure that they fulfil the eligibility requirements before applying for the recruitment exam. The various criteria are as stated below:
Eligibility Criteria (Age):
The age of the candidate must range from anywhere between 20 to 28 years as on 1st September, 2021.
Age relaxation will be applicable as per category and is given in the table below:
| Category | Age Relaxation |
|---|
| SC/ST | 5 |
| OBC | 3 |
| PWD | 10 |
| Ex- servicemen | The actual period of service rendered in the defence forces + 3 years (8 years for Disabled Ex-Servicemen belonging to SC/ST) subject to a maximum age limit of 50 years) |
| Widows, divorced women and women legally separated from their husbands | 9 |
| An individual domiciled in J&K during the period January 1, 1980, and December 31, 1989 | 5 |
| Person affected by 1984 riots | 5 |
Eligibility Criteria ( Nationality):
The eligibility as per the nationality and citizenship in terms of IBPS PO exam is given below:
Candidate must be a citizen of India
A resident of Bhutan or Nepal
A refugee from Tibet, who has migrated and intends to stay in India permanently.
People of Indian origin who have migrated from Sri Lanka, Pakistan, Myanmar and East African countries with the intention of settling in India permanently.
Eligibility Criteria (Education):
Candidates must possess graduation or equivalent qualification in any discipline. Candidates in the final year of graduation are not eligible to apply for the exam. They must have their mark sheets on the day they register for the exam.
Computer knowledge:
Candidates must have an operating and working knowledge of the computer. This means they should have a certificate/diploma/degree in computer operations/language/studied computer/information technology in high school.
Proficiency in official language:
Candidates must have proficiency in the official language of the state/UT for which they will apply. Candidates should know how to read/write and speak the official language of the state/UT.
What is the EWS category ?
EWS (economically weaker sections) are those applicants who are not covered under the existing reservations to SC, ST and OBC and whose family gross annual income is less than 8 lakhs. They get the benefit of 10% reservation in the vacancies reported by IBPS.
Few important points to remember:
The income from all the sources such as salary, agriculture, profession, business etc will be included in revenue and it will be included in the revenue. The income will be the income from the financial year preceding the year of application.
The person whose family has following assets will not be considered as EWSs irrespective of their family income:
| Serial no. | Assets |
|---|
| 1. | 5 acres of agricultural land and above |
| 2. | Residential flat of 1000 sq. ft. and above |
| 3. | Residential plot of 100 sq. yards and above in notified municipalities |
| 4. | Residential plot of 200 sq. yards and above in areas other than the notified municipalities |
The property owned by a “Family” in different locations would be clubbed while applying the property holding test to determine EWS status.
The term “Family” will include the person who seeks the benefit of reservation, his/her parents and siblings below the age of 18 years, and also his/her spouse and children below the age of 18 years.
An Income and Asset Certificate issued by a Competent Authority in the prescribed format will have to be produced to avail the benefit of EWS reservation at the time of document verification and interview round of IBPS PO Selection Process.
What is the PwD category?
Under section 34 of “The Rights of Persons with Disabilities Act, 2016”, persons with benchmark disabilities are eligible for Reservation as per the government of India norms. The following categories of disabilities can avail reservation under this Act:
Blindness and low vision
Deaf and hard of hearing
Locomotor disability including cerebral palsy, leprosy cured, dwarfism, acid attack victims, and muscular dystrophy
Autism, intellectual disability, mental illness, and specific learning disability
Multiple disabilities from amongst persons under clauses (a) to (d) including deaf-blindness in the posts identified for each disability
Vacancies reserved for the persons with benchmark disabilities will be allocated as prescribed in the “The Rights of Persons with Disabilities Act, 2016” and as per vacancies reported to IBPS by Participating banks.
Guidelines for Pwd using a scribe :
Candidates with minimum benchmark disability whose writing speed are adversely affected permanently for any reason can use their scribe at their cost during IBPS Clerk 2021 exam. Following rules will be applied to use a scribe:
| Serial no. | Regulations |
|---|
| 1. | Arrange scribe at your own cost. It can be from any educational background. Candidates using a scribe will be eligible for compensatory time of 20 minutes or otherwise advised for every hour of the examination. The candidate, as well as the scribe, will have to submit a suitable undertaking confirming that the scribe fulfils all the stipulated eligibility criteria for a scribe. If at any stage of the exam, it is found out that the scribe did not fulfil any laid down eligibility criteria or suppressed material facts then the candidature of the applicant will be cancelled, irrespective of the result of the CRP. |
| 2. | The scribe arranged by the candidate should not be a candidate for the online examination under (CRP Clerk) If a violation of the above is detected at any stage of the process, the candidature for CRP of both the candidate and the scribe will be cancelled. |
| 3. | Candidates eligible for and who wish to use the services of a scribe in the examination have to apply for the same in the IBPS Clerk Application Form. Any subsequent request will not be entertained. |
| 4. | Only candidates registered for compensatory time will be allowed such concessions since compensatory time given to candidates shall be system based, if they are not registered for the same, no such concessions will be entertained further. |
Locomotor Disability and Cerebral Palsy Candidates:
Candidates with a minimum of 40% Locomotor Disability and Cerebral Palsy where dominant (writing) extremity is affected to the extent of slowing the performance of function will be permitted a compensatory time of twenty minutes per hour or otherwise advised.
Guidelines for Visually Impaired Candidates:
Candidates who are Visually Impaired suffering from not less than 40% of disability may opt to view the contents of the test (question paper) in magnified font and all such candidates will be eligible for compensatory time of 20 minutes for every hour or otherwise advised of examination. The facility of viewing the contents of the test in magnifying font will only be available to Visually Impaired candidates who will not use the services of a Scribe for the examination.
Guidelines for Intellectually Disabled Candidates
Candidates with more than 40% Intellectual Disability, Autism, Specific Learning Disability, and Mental Illness will be provided a compensatory time of twenty minutes per hour of examination, irrespective of availing the services of a scribe.
SCHEME AND PATTERN:
It will be a two tier exam comprising Preliminary and Mains. Both the papers follow the online and objective mode of exam. Follow the tables mentioned below to get clear insight into the pattern of IBPS CLERK prelims and mains examination:
| Serial No. | Name of sections | No. of questions | Maximum Marks | Duration | Medium |
|---|
| 1. | English Language | 30 | 30 | 20 minutes | English |
| 2. | Reasoning Ability | 35 | 35 | 20 minutes | English & Hindi |
| 3. | Numerical Ability | 35 | 35 | 20 minutes | English & Hindi |
| Total | 100 | 100 | 1 hour | |
Mains exam Pattern:
| Serial No. | Name of sections | No. of questions | Maximum Marks | Duration | Medium |
|---|
| 1. | English Language | 40 | 40 | 35 minutes | English |
| 2. | Reasoning Ability & Computer Aptitude | 50 | 60 | 45 minutes | English & Hindi |
| 3. | Numerical Ability | 50 | 50 | 45 minutes | English & Hindi |
| 4. | General / Financial Awareness | 50 | 50 | 35 minutes | English & Hindi |
| Total | 190 | 200 | 160 minutes | |
Negative Marking:
There is a penalty for attempting wrong answers in both Prelims and Mains. It will lead to the deduction of 1/4th of the total mark assigned to that question. There will be no penalty for the question left blank or unanswered.
Final Score Calculation for IBPS Clerk Exam:
The final score for the IBPS Clerk exam is calculated keeping the following points in mind:
Marks obtained in the preliminary exam is just the screening process to determine the number of qualified candidates for the mains examination.
Candidates must qualify the mains exam to come in the final merit list.
The aggregate score out of 100 is used for the final merit list for each category. Applicants with top merit rank in each category are finally selected.
SYLLABUS AND KEY TOPICS:
The major topics which a candidate should go through for the preliminary examination of IBPS Clerk are as follows:
| Quantitative Aptitude | Reasoning Ability | English Language |
|---|
| Simplification | Logical Reasoning | Reading comprehension |
| Profit and Loss | Alphanumeric Series | Cloze test |
| Mixtures and Allegations | Ranking/ Direction/ Alphabet test | Parajumbles |
| Simple Interests & Compound Interests, Surds & Indices | Data Sufficiency | Miscellaneous |
| Work & Time | Coded Inequalities | Fill in the blanks |
| Time & Distance | Seating Arrangement | Multiple meaning/ Error spotting |
| Mensuration - Cylinder, Cone, Sphere | Puzzle | Paragraph Completion |
| Data Interpretation | Tabulation | Tenses |
| Ratio & Proportion, Percentage | Syllogism | Vocabulary |
| Number Systems | Blood Relations | Detection of errors |
| Sequence & Series | Input Output | |
| Problems on boats and streams | Coding Decoding | |
| Permutation & Combination | | |
| Problem on ages | | |
The major topics which a candidate should go through for the Mains examination of IBPS Clerk are as follows:
| Quantitative Aptitude | Reasoning Ability and Computer Aptitude | English Language | General Awareness |
|---|
| Simplification | Verbal Reasoning | Reading Comprehension | History |
| Average | Syllogisms | Error Spotting | Geography |
| Percentage & Ratio Proportion | Seating Arrangement | Phrase Replacement | Polity |
| Data Interpretation | Scheduling | Fill in The Blanks | Sports |
| Quadratic Equations | Input Output | Sentence Completion | Culture |
| Interest | Data Sufficiency | Cloze Test | Defence |
| Linear Equations | Blood Relations | Para Jumbles | Railway & Union budget |
| Profit & Loss | Direction & Distance | Idioms and Phrases | Government Policies |
| Number Series | Order & Ranking | Match ups | Economic Surveys | |
| Speed, Time & Distance | Coded Inequalities | | Awards, Books & Authors, Science & Technology |
| Mensuration & Geometry | Order & Ranking | | Important National and International events |
| Time & Work | Analytical Decision Making | | Banking Terminologies & Abbreviations |
| Number Systems | Computer aptitude, Operating system | | RBI Guidelines |
| Data Sufficiency | Basics of hardware and Software Internet and related topics | | Countries Currencies/ Capitals |
| Permutation & Combination | Networking, History of computing, Hacking, Security and Tools, Database, Viruses | | Current Affairs |
SALARY, PERKS, ALLOWANCES OF IBPS Clerk:
The salary of an IBPS clerk increases gradually as the employee continues to work and gets promoted throughout the course of the job.
Details of basic pay and allowances are given in the table below:
| IBPS Clerk Salary | Population less than 45 lakh | Population more than 45 lakh |
|---|
| Basic Pay | 11765 | 11765 |
| House rent Allowance | 1176 | 1058 |
| Dearness Allowance | 5311 | 5311 |
| Special Allowance | 911 | 911 |
| Total Salary | 19588 | 19470 |
Benefits and perks
| Allowances | Calculations |
|---|
| House rent Allowance | HRA differs from location to location and is pad in between 6.5-8.5% |
| Dearness Allowance | DA depends on CPI & is Paid 4% IBPS basic pay. Starting amount of DA is Rs. 7073 |
| Special | Fixed at Rs. 1961 |
| Travel | Reimbursement depending on bank policies |
| Medical | MA is fixed at Rs.2000 annually |
PROMOTION AND CAREER GROWTH:
The clerk must have served 2-3 years to be eligible for the promotion.
Promotion takes place in two processes:
Normal/ Seniority Based Process:
Merit/ Fast track based process:
- Candidates mandatorily require the JAIIB and CAIIB diploma from IIBF to become eligible to be promoted through this process.
The candidates who are selected in the IBPS Clerk exam have golden opportunity, with several years in service and lucrative promotions to be appointed as the General Manager, top executive level post in the selected public sector bank.
General Manager
Deputy General Manager
Assistant General Manager
Chief Manager
Senior Manager
Manager
Assistant Manager
Senior Officer
Officer
Clerk
